March 2017 Meeting- How much is Grandma's ring really worth, and how do we protect it?
Thom Underwood GG, FGA, ASA, CSM
Master Gemologist Appraiser®
Active in the jewelry industry since the mid 1970's, Thom began as a goldsmith and jewelry manufacturer. He opened San Diego Gemological Laboratory in 1978. Starting in 1981 Thom transitioned his manufacturing company into a fine jewelry store, Currie & Underwood situated in the Mission Hills community of San Diego. In 1991 Thom sold his interest in Currie & Underwood and has since focused on independent jewelry appraisal services.
The Illusion Held Together with Facts…Appraising Jewelry for Estates and Trusts. A discussion on FMV (Fair Market Value) as it applies to estate and trust appraisals, Orderly Liquidation Value as it applies to estate and trust issue of equitable distribution and a brief discussion on Approximate Replacement Value as it applies to insurance/indemnity.
Personal Lines Manager at Cavignac and Associates
Carolyn is an expert at creating custom insurance solutions to protect her clients’ tangible assets including high value homes, luxury vehicles, collector cars, watercraft, aircraft and collectibles such as jewelry, wine, fine art, and antique furnishings. She is committed to building relationships, educating her valued customers and providing exceptional service for affluent individuals and families.
As an independent agent with access to several top carriers, she’s able to match her customers with the best carrier for their situation, offering the best insurance value. Carolyn is extremely solution oriented and can find coverage for any type of risk. Her top priority is to provide peace of mind to her clients.
Carolyn is very involved in the San Diego community and is a member of several professional and charitable organizations including the San Diego Women’s Foundation, Casa De Amparo, Professional Women’s Fellowship, La Jolla Real Estate Brokers Association, the Trojan League and Provisors. She currently sits on the Board of Directors for the San Diego Women's Foundation and is the co-chair for the Casa De Amparo Crystal Ball Gala.
The Three Biggest Misconceptions about Insuring Valuables:
1. You don't need to have separate insuarance for your valuable items because your homeowner's policy includes that coverage.
2. Creating a list of valuable items and gathering your receipts and appraisals is a hassle.
3. Insuring valuables cost too much.
Dinner is always served at our meetings, this meal will be a plated meal with the following options:
Baby Spinach with Goat cheese Salad
Grilled marinated chicken and shrimp
Vegan Shepherd's Pie
Please RSVP by
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If you have any questions please contact Jessica at Jessica.EPCSD@gmail.com.
**PLEASE NOTE: OUR ADDRESS HAS RECENTLY CHANGED. PLEASE SEND ALL MAIL TO:
Jessica Vito Cruz
P. O. Box 880536
San Diego, CA 92168